Use of this Web site is governed by the following terms and conditions which are subject to change without notice to you. Please read them carefully before using this site.
Peter Richards Advisory Group grants you a limited license to display the contents of this site on your computer and print, download and use the materials on this site solely for personal or educational purposes and for purposes of doing business with Peter Richards Advisory Group, provided that the contents of the site are not modified in any way and that all copyright and other notices are maintained. You agree not to, or allow others to, directly or indirectly, collect or attempt to collect any information about others, including passwords, account or other information. In order to use this site, you must have attained the minimum prescribed age in the jurisdiction in which you are resident to contract for the products and services.
This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice from a financial security advisor of Peter Richards Advisory Group or any other appropriate professional advisor.
Nothing on this site constitutes an offer to buy or sell products or services of London Life, its affiliated companies or suppliers. All products and services are subject to the terms and conditions of any applicable contracts. London Life products and services and those of third parties which may be referred to on this site are available only in jurisdictions where they may be lawfully offered for sale in Canada. Peter Richards Advisory Group may only solicit the sale of financial products and services for which Peter Richards Advisory Group has been duly licensed in the jurisdiction in which the sale occurs. The use and content of this site, and the terms and conditions contained herein, shall be governed by the laws of the province in which Peter Richards Advisory Group conducts business and you agree to adhere to the jurisdiction of the courts of that province.
You acknowledge that Peter Richards Advisory Group collects and uses personal information for purposes of providing the services contained on this site. Peter Richards Advisory Group is committed to respecting the privacy and confidentiality of information in accordance with applicable law. Peter Richards Advisory Group has established and will continue to maintain appropriate safeguards to protect the security and confidentiality of personal information. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, Peter Richards Advisory Group shall not be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security. If you are provided with a user name and password to access any part of this site, you agree to be liable for all uses of your user name and password, including unauthorized use without your consent and you acknowledge that Peter Richards Advisory Group shall not be responsible to confirm the actual identity or authority of any user. Instructions provided pursuant to such user name and password shall constitute sufficient authority to Peter Richards Advisory Group to execute any transactions directed thereunder. You agree to notify Peter Richards Advisory Group immediately should the confidentiality of your user name and password is in jeopardy.
The security of e-mail communication cannot be guaranteed at this time. Any person wishing to communicate or send information of a private or confidential nature to Peter Richards Advisory Group is encouraged to do so by other means.
This site has been developed by Peter Richards Advisory Group. The contents of this site are the property of Peter Richards Advisory Group and third parties whose information or materials are contained on the site. All information and materials contained on this site are protected by copyright, trademark and other intellectual property laws of Canada and other countries. Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Peter Richards Advisory Group. Any infringement of the rights of Peter Richards Advisory Group may result in appropriate legal action.
Peter Richards Advisory Group owns or has obtained the right to use by license or otherwise the trademarks used on or in connection with the goods and services provided. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied license to use such trademarks.
For more information concerning the terms and conditions of use of this site or to request the authorization to reproduce or distribute the content of this site or any part thereof, please contact Peter Richards Advisory Group.